228 loan - An Overview
228 loan - An Overview
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implies any corporation that controls, is managed by, or is under popular control with A further firm. The expression “Handle” has the indicating offered to that expression in 12 U.
(E) The bank fails to offer details asked for with the Board that's needed for the Board to make an informed choice.
질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
In Just about every applicable Retail Lending Test Spot, the Board evaluates originated and procured loans in Just about every of the subsequent product or service lines That could be a significant product line, as explained in paragraph (d)(2) of this part:
The Board considers the utilization of a bank's deposit products attentive to the demands of lower- and reasonable-profits persons, households, or homes based on the subsequent details:
The Board considers the weighted ordinary in the overall performance scores akin to the bank's Local community Enhancement Financing Take a look at conclusions for its facility-dependent assessment locations inside the Point out, pursuant to segment IV of appendix B to this element.
Pursuant to § 228.28 and appendix D to this component, the Board incorporates a financial institution's Retail Lending Examination conclusions into its Condition or multistate MSA ratings, as relevant, and its establishment ranking.
(ii) Any county in a very nonmetropolitan place during which the lender did not originate or order any closed-finish home property finance loan loans, compact small business loans, modest farm loans, or automobile loans if automobile loans are an item line for the financial institution.
The confined function financial institution's Local community development funding overall performance in all of its facility-centered assessment places; and
Pursuant to § 228.28 and paragraph file of appendix D to this element, the Board incorporates the conclusions of the financial institution evaluated beneath an authorized system into its State or multistate MSA click here ratings, as relevant, and its establishment score, accounting for paragraph g.2 of appendix D to this portion, as relevant.
A bank need to specify in its strategy how all features of a prepare protected in paragraphs (g)(1) by means of (5) of this part, at the side of another relevant effectiveness tests not A part of an authorised strategic approach, really should be regarded to assign:
A sizable bank must acquire and manage, inside of a format on the financial institution's picking out or inside a standardized format, as provided by the Board, right up until the completion of your financial institution's following CRA evaluation where the info are evaluated, the following community improvement companies knowledge:
The Board considers The supply of distant services services in the following geographic areas:
(3) The bank may not assert Group enhancement loans or community development investments accounting for more than its percentage share (depending on the level of its participation or financial investment) of the total loans or investments made by the consortium or 3rd party.